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FlexOptions

A Better Kind of Mortgage Insurance!

Did you know that you can obtain better insurance options by buying your own individual insurance policy to protect your financial obligations such as a mortgage or other long-term loans?

FlexOptions gives you the chance to take care of your family’s needs and comfort in the event of death or disability.

  • No matter where your mortgage is, you’re protected.
  • Name your own beneficiary, so your loved ones can decide when (or if) they want to pay off your mortgage or other financial obligations.
  • You can also choose an option such as disability insurance based on loan repayment or income replacement.
  • Your premium will not change for the duration of your policy.
  • In most cases, no proof of mortgage will be required.
  • FlexOptions is available as an individual or a joint policy for a 15-, 20- and 25-year term.
  • You have the option of converting your FlexOptions policy into a permanent policy.

Note: Restrictions apply.

FlexTerm

An Insurance as Flexible as You Are.

You have an active schedule taking care of your family’s daily needs. But have you made sure their future is also taken care of? Our FlexTerm is easy to apply for and offers savings by combining term life and disability insurance in a single product. With FlexTerm, the focus is on your family.

  • Insurance designed for people aged 18 to 65.
  • Disability insurance based on loan repayment or income replacement.
  • Life insurance coverage between $50,000 and $4,000,000.
  • Life and disability insurance premiums guaranteed to never increase.
  • No needles, no tests, no medical exam required for life insurance coverage of $250,000 or less.
  • Flexibility of 15-, 20- and 25-year coverage.
  • FlexOptions is available as an individual or a joint policy for a 15-, 20- and 25-year term.
  • Joint life insurance policy allowing each spouse to choose a different coverage amount.

Note: Restrictions apply.